Investment planning is the process of building and managing a portfolio of assets — unit trusts, retirement annuities, tax-free savings accounts, endowments, and other instruments — that work together toward your specific financial goals. It is not about picking last year's top-performing fund. It is about constructing a strategy that accounts for your goals, your time horizon, your tax position, and your risk tolerance — and then managing it over time as your life changes.
The South African investment landscape is crowded with products, platforms, and advisors who earn more when you buy certain funds. A Postgraduate in Investment Planning means I approach your portfolio as an investment strategist — understanding asset allocation, diversification, return drivers, and the academic evidence behind long-term wealth creation. The difference between a well-constructed portfolio and a poorly constructed one, compounded over 20 years, is often measured in millions.
We begin with a thorough understanding of your financial position, your goals, and your investment horizon. From there, I construct a portfolio across platforms and fund managers — including Allan Gray, Ninety One, Stanlib, Coronation, and others — selecting for quality, cost-efficiency, and strategic fit. Your portfolio is reviewed regularly and adjusted as your life and the market evolve.
High-income earners with investable capital of R1 million or more who want a portfolio that is built on strategy, managed with discipline, and explained with clarity.
There is no fixed minimum, but my practice is designed for clients with R1 million or more in investable capital, or a high income with the capacity to build significant wealth over time.
I work across all major platforms and fund managers — including Allan Gray, Ninety One, Stanlib, Coronation, Sanlam Glacier, and others. As an independent advisor, I am not tied to any single product house.
Formal reviews are conducted annually at minimum, with additional reviews triggered by significant life events, market movements, or changes in your financial position.